Money, Money, Money

This week on Saturday Six:

1. Have you ever belonged to a Christmas Club savings account? If so, did you actually use that check for Christmas shopping?
=No, I am not. We don't have one either.

2. For a few years in a row, you receive a nice tax refund: do you make an adjustment with your payroll deduction so they’ll take less, or do you leave it that way so that you can continue to receive the big check every spring?
=Well, we just leave it as it is...

3. How likely are you to put such a check towards paying off bills rather than spending it on something for yourself?
=Very Likely. We always try to pay our bills on time to avoid unworthy late fees...

4. Roughly what percentage of the time do you make at least double the minimum payment due to a credit card company?
=We don't usually do but we sometimes paid double if we have money to pay it double but most of the time, we just pay monthly.

5. Take the quiz: What’s Your Money Personality?

My result is: Your personality is healthy

You have a good relationship with money.
You don't spend wildly, but you're not opposed to treating yourself on occasion.

In general, you save some of what you earn.
You know the importance of a nest egg.

You aren't afraid of being financially literate - you embrace learning more about finances.
From a retirement plan to having an emergency fund, you know what you need to have to be safe.

6. On a scale of 1 to 10, with 10 being the most stressful, how much stress are your finances causing you right now? = About 8 out of 10.